Monday, September 7, 2009

Things to Know When Applying for Disability

For those of you that are looking for information on applying for disability, social security’s website, www.socialsecurity.gov, has a lot of useful information.

There is a section that reviews the amount of work credits you need to have in order to be eligible for disability benefits. It’s called How You Earn Credits. It explains what work credits are, how you earn them, and toward the middle of the page there is a table that tells you how many credits are necessary to be eligible for disability benefits.

In addition to that, the guidelines that social security uses to determine if someone is disabled can also be found on the site: Blue Book – September 2008.

When it comes to qualifying under Hepatitis, they ask for some severe conditions such as hemorrhaging from the esophagus or stomach; fluid around the lungs, or encephalopathy. According to the lawyer we are using, rather than trying to qualify for disability under Hepatitis, it is easier to qualify under depression (which is typically a direct effect of having hepatitis). Those symptoms can be found under Mental Disorders.

On a personal note, what I have learned from our experience is not to be brave. When you see the doctor, and s/he asks you how you are doing, don’t say fine, ok, etc. Be honest! If you feel lousy, tell the doctor I feel lousy. Otherwise, what you thought was just polite conversation will be in your records when you go to apply for disability. Usually the doctor will transcribe something that sounds like this: John Doe presented to me today in good spirits or a pleasant manner. Protect yourself. Make sure your record reflects how you really feel.

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